The FGTS makes it possible to anticipate a withdrawal up to three years; know how to order
the Severance compensation fund – FGTS Its main objective is to ensure the safety of a worker dismissed without valid reason. Currently, there is an anniversary withdrawal method in which a worker can choose, annually, to withdraw a certain amount on their anniversary date.
However, Caixa EconÃ´mica Federal offers a second version within the Christmas withdrawal mode, which allows you to hope for up to three years. This advance is a type of loan where the worker places other Christmas withdrawals as security for payment. Thus, a worker who has active accounts and who has chosen the anniversary withdrawal mode can use the loan for a higher amount, which corresponds to three advance payments.
Under the advance rules, the worker requests a minimum amount of R $ 2000, but each withdrawal within the limit of the required amount must be equal to or greater than R $ 300.00. It is important to note that the date of the last withdrawal Cannot exceed 99 days Calculated from credit contracts. Among the rules required to subscribe to credit contracts, the following are distinguished:
- have a Caixa account;
- Being older than 18 ;
- I have signed up for the anniversary withdrawal method in advance;
- have a sufficient balance in the FGTS account;
- It cannot have a CPF limitation (negative);
- Authorize the Christmas Caixa Money Loan in the FGTS app or website.
Expect a birthday booty
With Caixa Online Banking, the customer can click on the âCreditâ option and then on the âAnnual cash loanâ. Once done, simply simulate the loan process and see the amounts, interest rates and A lot of information.
You will also need to confirm your registration and credit application information. Finally, the interested party must confirm the order using the Internet Banking password to conclude the contract. Caixa deposits the amount within 24 hours directly into your bank account.
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