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Financial review: Meta Financial Group (NASDAQ:CASH) and CF Bankshares (NASDAQ:CFBK)


CF Bank Shares (NASDAQ: CFBKGet a rating) and Meta Financial Group (NASDAQ: CASHGet a rating) are both small-cap finance companies, but which business is superior? We’ll compare the two companies based on their risk strength, valuation, institutional ownership, analyst recommendations, profitability, dividends and earnings.

Profitability

This table compares the net margins, return on equity and return on assets of CF Bankshares and Meta Financial Group.

Net margins Return on equity return on assets
CF Banking Stocks 28.49% 13.33% 1.12%
Meta Financial Group 26.84% 15.34% 1.81%

Dividends

CF Bankshares pays an annual dividend of $0.16 per share and has a dividend yield of 0.8%. Meta Financial Group pays an annual dividend of $0.20 per share and has a dividend yield of 0.5%. CF Bankshares pays 6.4% of its profits as a dividend. Meta Financial Group pays 3.7% of its profits as a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings over the next few years.

Valuation and benefits

This table compares the revenue, earnings per share (EPS) and valuation of CF Bankshares and Meta Financial Group.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
CF Banking Stocks $63.99 million 1.71 $18.45 million $2.50 8.34
Meta Financial Group $556.76 million 1.96 $141.71 million $5.37 6.92

Meta Financial Group has higher revenue and profit than CF Bankshares. Meta Financial Group trades at a lower price-to-earnings ratio than CF Bankshares, indicating that it is currently the more affordable of the two stocks.

Volatility and risk

CF Bankshares has a beta of 0.71, suggesting its stock price is 29% less volatile than the S&P 500. Comparatively, Meta Financial Group has a beta of 0.97, suggesting its stock price is 3 % less volatile than the S&P 500.

Insider and Institutional Ownership

33.2% of CF Bankshares shares are held by institutional investors. By comparison, 80.3% of Meta Financial Group’s shares are held by institutional investors. 16.7% of CF Bankshares shares are held by insiders. By comparison, 2.0% of Meta Financial Group’s shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds, and large money managers believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of the current ratings and recommendations for CF Bankshares and Meta Financial Group, as provided by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
CF Banking Stocks 0 0 0 0 N / A
Meta Financial Group 0 0 2 1 3.33

Meta Financial Group has a consensus target price of $65.00, suggesting a potential upside of 74.92%. Given Meta Financial Group’s likely higher upside, analysts clearly believe that Meta Financial Group is more favorable than CF Bankshares.

Summary

Meta Financial Group beats CF Bankshares on 12 of the 16 factors compared between the two stocks.

CF Bankshares Company Profile (Get a rating)

CF Bankshares Inc. operates as a bank holding company for CFBank, the national association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, money market accounts, and certificates of deposit. It also offers single-family mortgages; commercial real estate loans and multi-family residential mortgage loans; business loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans and loans secured by deposits and purchased loans, as well as other loans. In addition, the Company provides internet and mobile banking, remote deposits and cash management deposit services. As of December 31, 2021, it operated five branches located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan origination office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.

Meta Financial Group Company Profile (Get a rating)

Meta Financial Group, Inc. is the holding company of MetaBank which offers various banking products and services in the United States. It operates through three segments: Consumer, Commercial and Corporate Services/Other. The company offers demand deposit accounts, savings accounts, money market savings accounts and certificate accounts; term loans, asset-based loans, factoring, leasing, insurance premium financing, government guaranteed loans and other commercial financing products; warehouse financing; health care receivables loans; and consumer credit products. It also offers student loans, commercial real estate loans, residential mortgages, home equity loans and agricultural loans, as well as tax services, including taxpayer advances and advance originator loans. electronic declarations. In addition, the company issues prepaid cards and consumer credit products; sponsors ATMs in various debit networks; and offers tax refund transfers and other payment industry products and services. It operates 12 off-branch offices. The company was founded in 1954 and is based in Sioux Falls, South Dakota.



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